Terms and Conditions

1. About the Service

Brio Capitorio provides AI-driven data analysis tools intended to help users review market information and structure a disciplined approach to investment research. The Service is informational and analytical in nature. Nothing presented through Brio Capitorio constitutes personalized financial, investment, legal, or tax advice, and no part of the Service should be construed as a recommendation to buy, sell, or hold any particular security or asset.

2. Eligibility

You must be at least 18 years old and capable of entering into a legally binding agreement to use the Service. By using the Service, you represent and warrant that you meet these requirements and that any information you provide to us is accurate and current.

3. No Financial Advice

All outputs generated by Brio Capitorio, including risk alignment summaries, data analyses, and any related materials, are provided for informational purposes only. Investing involves risk, including the possible loss of principal, and past performance is not indicative of future results. You are solely responsible for any financial decisions you make, and we strongly encourage you to consult a qualified, licensed financial advisor before making investment decisions.

4. Accounts and Access

If the Service requires the creation of an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account. We reserve the right to suspend or terminate access to any account that we reasonably believe violates these Terms.

5. Acceptable Use

When using the Service, you agree that you will not:

• Use the Service for any unlawful purpose or in violation of any applicable regulation.
• Attempt to reverse-engineer, decompile, or otherwise extract the underlying models or source code of the Service.
• Interfere with or disrupt the integrity or performance of the Service or its infrastructure.
• Copy, resell, sublicense, or redistribute outputs of the Service without our prior written consent.
• Use automated means to scrape, harvest, or extract data from the Service without authorization.

6. Intellectual Property

All content, design elements, software, text, graphics, and other materials available through the Service are the property of Brio Capitorio or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted in these Terms, you may not reproduce, modify, distribute, or create derivative works from any part of the Service without our prior written permission.

7. Third-Party Links and Content

The Service may contain links to third-party websites or reference third-party data sources. We do not control and are not responsible for the content, accuracy, or practices of any third-party sites or services. Inclusion of a link does not imply endorsement by Brio Capitorio.

8. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or that any analysis or output will be accurate, complete, or suitable for your particular circumstances.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Brio Capitorio and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment value, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages. Our total aggregate liability for any claim arising out of or relating to these Terms or the Service shall not exceed the amount, if any, you paid to us for the Service in the twelve (12) months preceding the claim.

10. Indemnification

You agree to indemnify and hold harmless Brio Capitorio and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

11. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties, or for any other reason at our discretion. Upon termination, your right to use the Service will immediately cease.

12. Changes to the Service and Terms

We may modify, suspend, or discontinue the Service, in whole or in part, at any time without liability. We may also update these Terms from time to time. Material changes will be reflected by an updated "last updated" date at the top of this page. Your continued use of the Service after any changes constitutes acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Brio Capitorio operates, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable mandatory consumer protection law.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms will otherwise remain in full force and effect.

15. Contact

If you have any questions about these Terms, please reach out via the details provided on our Contact page.